The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
| County | Housing Affordability Index | |
|---|---|---|
| 1. | Fulton County | 114 |
| 2. | Greene County | 114 |
| 3. | Morgan County | 116 |
| 4. | Lincoln County | 120 |
| 5. | Clarke County | 120 |
| 6. | Lowndes County | 128 |
| 7. | Pickens County | 132 |
| 8. | Monroe County | 133 |
| 9. | Dawson County | 133 |
| 10. | Chatham County | 135 |
| 11. | Fannin County | 136 |
| 12. | Brooks County | 137 |
| 13. | Jasper County | 137 |
| 14. | Union County | 137 |
| 15. | Peach County | 138 |
| 16. | Towns County | 138 |
| 17. | DeKalb County | 138 |
| 18. | Rabun County | 140 |
| 19. | Spalding County | 141 |
| 20. | Terrell County | 142 |
